When a missed payment costs 60 points: Why wallet-based engagement is the new standard for student loan servicing

This isn’t just a data point. It’s a wake-up call. 31% of federal student loan borrowers with payment due are now 90 days or more past due, the highest delinquency rate ever recorded.

Meeting customer preferences: The key to utility payments success

This isn’t just a data point. It’s a wake-up call. 31% of federal student loan borrowers with payment due are now 90 days or more past due, the highest delinquency rate ever recorded.

Gen Z is setting the pace—can your business keep up?

The lending, utilities, and insurance industries must adapt to meet the needs of Gen Z or risk losing relevance and loyalty.

Tackling friendly fraud with AI precision

On this page Friendly fraud, which occurs when legitimate customers dispute transactions post-purchase, is a growing issue for businesses. Often mistaken for true fraud, these disputes cost retailers $100 billion annually.

How to use AI to stay ahead of fraud during peak seasons

High-volume transaction periods are critical to revenue but open the door to criminals. See how artificial intelligence slams that door shut to provide protection when you need it the most.

Rethinking fraud prevention with adaptive anomaly detection

Traditional fraud prevention can't keep up with advanced scammers. Anomaly detection provides the essential protection required in today’s digital-first world.

Unified corporate payments: How banks can win corporate clients with seamless service

On this page Corporate banking is undergoing digital transformation as clients demand faster, simpler, and more integrated services. One critical area of opportunity is corporate payments. Traditionally, companies have navigated a maze of payment types: domestic ACH, international wires via SWIFT, regional systems like SEPA, emerging real-time payments, and more.

The digital wallet wave: Why lenders can’t afford to miss it

On this page Let’s talk about something buzzing in the world of payments: digital wallets. As a consumer lender, understanding the rise of digital wallets for bill pay is crucial. Let’s explore why they’re a game-changer for you and your customers.

How cloud-based solutions enhance dispute resolution in eCommerce

On this page eCommerce continues to grow rapidly worldwide. Over the past year, regions such as Latin America and the Middle East/Africa have recorded increases of 16% and 13%, respectively, surpassing more established markets like North America (10%) and Asia-Pacific (8%), according to Atlantico.

AI and the next frontier in account takeover (ATO) detection

On this page Are your traditional ATO tactics putting you at risk? Get expert insights into how the latest technology is helping businesses prevent reputational damage, operational disruptions, and revenue loss.

Visa to begin declining subscriptions enabled by Apple/Google Pay

If you are among the 2 billion people worldwide who use Apple Pay or Google Pay, you may have set up your payment credentials for subscriptions or recurring payments on a merchant’s eCommerce site. When these credentials are configured for payments, they are device tokens (DPANs).

The blended merchant account: A game changer for banks and merchants

On this page The payments landscape is undergoing a fundamental shift. For decades, card payments have dominated merchant acquiring, offering convenience and global acceptance. But the rapid rise of account-to-account (A2A) payments from Brazil’s Pix and India’s UPI to new initiatives like Wero in Europe, is changing the game.