- Solutions
- Banking
- Payments hubAccept, transform, and transmit any payment, for any purpose, in any form, from any source in real-time, all in one cloud-native platfor
- AcquiringDigital acceptance, merchant management
- IssuingDigital payments and accounts issuing
- Fraud managementReal-time enterprise fraud management
- ATMsSelf-service, omnichannel digital experience
- High value real-time paymentsMulti-bank, multi-currency processing
- Low value real-time paymentsComplete real-time payments processing
- Digital central infrastructureCutting edge real-time payment infrastructures
- NEW Payment Hubs: Why Banks Must Move Forward With Urgency
- Merchant payments
- ACI Payments Orchestration PlatformEnable customer journeys across commerce channels, accept payments, prevent fraud and optimize your payments journey
- In-storeDynamic, modern in-store payments
- eCommerceOnline and mobile payments
- Alternative payment methodsGive more ways to pay
- Value-added servicesEngagement, optimization and reporting
- Fraud managementEnd-to-end fraud orchestration
- Risk, security, and complianceAchieve and maintain compliance
- NEW Datos names ACI Worldwide best-in-class in payments orchestration
- Industries we serve
- Billing and bill payments
- ACI SpeedpayDrive customer satisfaction with the widest range of bill pay options in the industry.
- Bill payment APIs and SDKsOutsource bill payment processing
- Fraud managementAI-based fraud orchestration technology
- Alternative payment methodsGive more ways to pay
- Loan servicingPreferred loan payment options
- Treasury managementStreamline and integrate your back office
- Automated debt collectionImprove your collections process
- Digital walletsManage digital cards and payments
- PCI compliance and securityAchieve and maintain PCI compliance
- Industries We Serve
- Fraud management and payments intelligence
- Fraud managementFraud solutions to minimize risk and prevent fraud
- Fraud management for bankingEnterprise-wide fraud prevention
- Anti-money launderingStay ahead of money-laundering schemes
- Robotic process automationAutomate payment processing operations
- Fraud management in the cloudProtect your business from the cloud
- Fraud management for merchantsProtect payments from end to end
- ChargebacksPrevent chargebacks before they happen
- SCA complianceAchieve and maintain SCA compliance
- Digital identity solutionsConfirm identities with behavioral analytics
- NEW Scamscope fraud report: APP scam trends from around the globe
CompanyPrime Time for Real-TimeDiscover the Real-Time Landscape in 2024 and Beyond
How are real-time payments redefining the global economy?
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Raise consumer satisfaction
Boost efficiency
Customize your implementation
Modernize your payments experience
Every industry. Every bill pay channel. One easy solution.
Benefits of ACI Speedpay bill presentment and payment solutions
- True omni-channel bill pay solutions. Give customers the billing, payment and communications options they want
- Offer convenient debit card payments. Simplify bill payments, refunds and loan disbursements with consumers’ most preferred payment method
- Ease compliance burdens. ACI Speedpay addresses all major compliance standards, including PCI, CFPB and HIPAA
- Drive digital engagement. Integrate billing and payment with your customer’s native digital wallet
- Reduce costs with secure payment processing. ACI’s private cloud data center processes bill payments securely, saving 18% on compliance.
- Reduce charge-offs by 10%1. ACI Speedpay’s Virtual Collection Agent enables consistent, efficient and effective online debt collection
Provide a modern, secure and convenient payments experience
Bill pay solutions for every industry
True omni-channel electronic bill pay solutions. Unrivaled industry experience. Discover how ACI Speedpay can revolutionize electronic billing and payment for your business
Auto finance
Improve collections, reduce call volume and boost customer satisfaction by 25%1 with easier, more engaging payment experiences
Government
Boost citizen satisfaction by 30%1 with a single portal from which to view and pay all government bills, from taxes and permits to parking tickets
Healthcare payers
Drive revenue and satisfaction while keeping members happy and loyal through consolidated billing, text message plan payments and real-time claim payments
Higher education
Raise student satisfaction by 24%1 by offering students their favorite ways to pay — with solutions for Ellucian, Oracle and Anthology Institutions
Insurance
Raise policyholder satisfaction by 25%1, reduce staff time spent on payments by 19%1, and save 18%1 on security and compliance costs
Mortgage
Improve the entire billing and payments experience to drive borrower satisfaction and reduce inbound calls by 20%1
Utilities
Improve collection rates and reduce disconnections while cutting customer service calls by 10%1 and easing your PCI-compliance burden
Raise customer satisfaction with alternative payment methods
Provide your customers with a fast, simple and secure way to pay their bills online through their favorite new ways to pay
Offer greater choice and flexibility with alternative payment methods such as Apple Pay, PayPal and Venmo*
Drive satisfaction by making it easy for customers to pay their bills the same way they shop online
Create stickiness with convenient and popular alternative payments your customers increasingly expect
Integrate new payment options seamlessly to quickly offer innovative, secure and trusted payment options
GET MORE FROM YOUR Billing Platform
Expand your bill payment capabilities
Send and receive money in real time with ACI Worldwide’s bill payment software solutions.
ACI Fraud Management for Billers
Leverage AI-based fraud orchestration technology to protect customers across all devices and payment channels
Alternative payment methods
Provide customers with more ways to pay their bills online, anytime with Apple Pay, PayPal and Venmo payment options
Mobile wallet bill presentment and payments platform
Award-winning bill presentment capabilities for your customers’ native digital wallets
Bill payment API: Payments authorization, processing, and remittance
ACI’s bill payment engine API enables outsourced bill payment processing, while you maintain control of the user interface
Mortgage and loan payment processing
Provide your customers with a fast, simple and secure way to pay bills online using their preferred payment methods
PCI compliance software
Minimize your organization’s PCI scope and help maintain compliance with the right PCI compliance software solutions
Virtual Collection Agent
An online, 24/7 debt collection service designed to emulate your best collection agents while increasing the overall consistency and efficiency of your debt collection process
Integrated treasury management
Get paid faster and simplify reconciliation.
Real-time disbursements
Send money in real time to one or multiple parties through the latest payment options, including consumers’ debit cards
Digital installments
Offer your customers simple, satisfying and convenient buy now, pay later payment options
1 ACI customer data
*U.S. only
Related Resources
Trends
Billers
Speedpay Pulse Report — Emerging billing and payment trends
In this new report, we look at how quickly consumer preferences are evolving for all generations — from Gen Z to Boomers.
Resources
Billers
ACI Speedpay pulse report
Understand the evolving fraud threats impacting consumers and the most effective security measures to combat fraud in real time
Resources
Corporate
ACI Speedpay Pulse Study Finds Nearly 70 Percent of Consumers Prefer Digital Options for Making One-Time Bill Payments
NAPLES, Fla.—July 21, 2020—ACI Worldwide (NASDAQ: ACIW), a leading global provider of real-time electronic payment and banking solutions, has announced the results of the 2020 ACI Speedpay Pulse study, which shows nearly 70 percent (67.4) of respondents prefer digital payment options such as website and mobile app channels to pay one-time bills. A consumer billing and payment trends and behaviors study, the ACI Speedpay Pulse report surveyed more than 3,000 adult consumers in the U.S.
