Policy Guidance

Advancing European society through payments

Unlock the full potential of the payments ecosystem across the SEPA countries with our detailed recommendations for the European Commission

Our top recommendations

  • Balancing compliance with innovation
  • Ensuring operational resilience and readiness
  • Supporting economic growth in the EU
  • Boosting financial and digital inclusivity
  • Protecting payments for everyone
  • And much more…

Discover the power of fast, secure, and efficient payments

Behind every payment lies a unique story. Whether splitting a dinner bill, paying utilities, or receiving benefits, efficient and secure payments are crucial in today’s digital economy. ACI Worldwide has been a pioneer in the payments industry for nearly 50 years, driving innovation and enhancing payment experiences across the globe.

We are grateful for the opportunity to present our ideas on payments modernization, better real-time fraud prevention, and increased security of payments in Europe to remove cross-border payments friction and improve process efficiency.

Why faster payments matter

Efficiency

Faster payments enhance business operations, drive economic growth, and improve financial inclusion

Convenience

 Faster payments are convenient, allowing consumers to complete transactions quickly and efficiently

Liquidity

Faster payments enable businesses to manage cash flow effectively

Innovation

Resources can be redirected towards the development of new financial products and services

Deliver the benefits of faster payments

Join us in shaping the future of payments. Explore how our solutions create a world where every transaction is fast, secure, and efficient.

ACI Fraud Management

An AI-enabled solution orchestrating 10,000+ data points, identifying a transaction’s real identity, and exceeding market averages to ensure merchants sell more, lose less, and maximize margins

ACI Enterprise Payments Platform

A scalable, API-enabled payments hub that enables financial institutions to meet customer demands by integrating new payment types, ensuring compliance, and enhancing security

ACI Payments Orchestration Platform

Enable customer journeys across commerce channels, accept payments, prevent fraud, and optimize your payments journey with ACI’s true payments orchestration platform