- Solutions
- Banking
- Payments hubAccept, transform, and transmit any payment, for any purpose, in any form, from any source in real-time, all in one cloud-native platfor
- AcquiringDigital acceptance, merchant management
- IssuingDigital payments and accounts issuing
- Fraud managementReal-time enterprise fraud management
- ATMsSelf-service, omnichannel digital experience
- High value real-time paymentsMulti-bank, multi-currency processing
- Low value real-time paymentsComplete real-time payments processing
- Digital central infrastructureCutting edge real-time payment infrastructures
- NEW Payment Hubs: Why Banks Must Move Forward With Urgency
- Merchant payments
- ACI Payments Orchestration PlatformEnable customer journeys across commerce channels, accept payments, prevent fraud and optimize your payments journey
- In-storeDynamic, modern in-store payments
- eCommerceOnline and mobile payments
- Alternative payment methodsGive more ways to pay
- Value-added servicesEngagement, optimization and reporting
- Fraud managementEnd-to-end fraud orchestration
- Risk, security, and complianceAchieve and maintain compliance
- NEW Datos names ACI Worldwide best-in-class in payments orchestration
- Industries we serve
- Billing and bill payments
- ACI SpeedpayDrive customer satisfaction with the widest range of bill pay options in the industry.
- Bill payment APIs and SDKsOutsource bill payment processing
- Fraud managementAI-based fraud orchestration technology
- Alternative payment methodsGive more ways to pay
- Loan servicingPreferred loan payment options
- Treasury managementStreamline and integrate your back office
- Automated debt collectionImprove your collections process
- Digital walletsManage digital cards and payments
- PCI compliance and securityAchieve and maintain PCI compliance
- Industries We Serve
- Fraud management and payments intelligence
- Fraud managementFraud solutions to minimize risk and prevent fraud
- Fraud management for bankingEnterprise-wide fraud prevention
- Anti-money launderingStay ahead of money-laundering schemes
- Robotic process automationAutomate payment processing operations
- Fraud management in the cloudProtect your business from the cloud
- Fraud management for merchantsProtect payments from end to end
- ChargebacksPrevent chargebacks before they happen
- SCA complianceAchieve and maintain SCA compliance
- Digital identity solutionsConfirm identities with behavioral analytics
- NEW Scamscope fraud report: APP scam trends from around the globe
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Somya is the real-time payments Solutions Leader for Europe, MEASA and APAC at ACI Worldwide and has over a decade of experience in the payments and fintech industry. Her expertise lies in digital payments, specifically real-time payments, payment acceptance channels including Point of Sale and QR code-based payments, as well as eWallets. In her role, she looks after the solution and go to market strategy for various real-time payment initiatives within ACI with a focus on bringing innovative, digital, and real-time payment capabilities into the hands of our customers. Somya has worked for diverse payments and financial organizations in the past, including a national central infrastructure and a challenger bank. She is excited to be shaping the future of payments working for the global leader in mission-critical, real-time payments software.
Articles by Somya Patnaik
More widely available instant payments are coming to Europe: How Banks and PSPs can prepare for IPR
ACI Careers: Somya Patnaik on Making a Global Impact
Setting the Scenario, What Is Request to Pay?
Why Real-Time Payments and Why Now?
Could COVID-19 Be India’s Cashless Catalyst?
Digital Payment Overlay Services: Accelerating Real-Time Payments Growth
India’s Unified Payments Interface: Breaking the billion barrier
How UPI is driving India’s shift from cash to digital payments