Real-Time Payments Have Gone Mainstream – Explore Their Global Impact

Real-time payments are carving a new norm in the rapidly evolving payments landscape. Spurred by global governments and regulators, instant payments are viewed as a catalyst for economic growth, financial inclusivity, and transparency.

Navigating the Future: ACI’s ATM Transaction Processing Trends

As digital banking sweeps the industry, automated teller machines (ATM) are adapting to the changing tides of consumer demands and fewer physical branch locations. ATMs are no longer just cash dispensers – they serve as multifunctional banking kiosks where routine and low-value branch transactions can be performed (cash or check deposits, bill payments, or money transfers).

Pivoting to the New Way of Intelligent Decision-Making:The Journey Toward Convenience

Neither the individual who initiated the first card-not-present transaction nor the organization that pioneered a customer convenience channel could have foreseen the trajectory and evolution of payment systems. Fast-forward to today – the commerce landscape continues to be propelled by consumer-preferred payment methods that are convenient, swift, and efficient.

Los sistemas de pago impulsan la expansión de los pagos inmediatos en Latinoamérica 

Aunque los pagos inmediatos son una realidad desde hace muchos años, no se puede negar que la transformación que supone el “tiempo real” ha despegado en Latinoamérica a un ritmo vertiginoso. No obstante, la tasa de adopción varía enormemente de un país a otro.

SEPA One-Leg Out SCT Inst (OCT Inst) : a great opportunity for new international services

Payment Service Providers in Europe should start looking at the significant possibilities offered by the newest EPC rulebook on One-Leg Out SCT Inst, to develop new business propositions by providing effective international transaction processing to their retail and corporate customer base.

Historias de éxito de los principales sistemas de pagos inmediatos del mundo

En busca de las ventajas económicas de unos pagos más rápidos y eficaces, la mayoría de los mercados más importantes ya cuentan con sistemas de pagos inmediatos o los están desarrollando, por lo que la atención se está centrando en impulsar su adopción.

Next-Generation Payments in Aotearoa, New Zealand: A new dawn for growth

The relatively small scale of the Aotearoa market may discourage a high level of capital investment in payments infrastructure seen in markets such as Australia. Yet that shouldn’t be an obstacle to creating a highly resilient, agile, secure, extensible and scalable next-generation payments system.

Payment Gateways vs. Payments Orchestration: What’s the difference, and why it matters

Payment gateways and payments orchestration both help merchants to process payments, but they operate differently and offer their own distinct advantages. Here, we explore their unique selling propositions, key benefits and considerations to help you choose the right solution for your business.

Revealed: The Stories Behind the Success of World’s Leading Real-Time Payments Schemes

In search of the economic benefits of faster and more efficient payments, most major markets either already have real-time payment schemes in place or in development, and attention is turning to driving adoption.

How New Zealand’s Banks Can Prepare for Upcoming Account-to-Account Real-Time Payments

Next-generation payment schemes, underpinned by the real-time transfer of funds, have become commonplace around the world. Most major markets are now either live with national account-to-account (A2A) instant payment capabilities or have them in development. And research from ACI and GlobalData forecasts that real-time payments will account for 27.8% of all electronic payments globally by 2027.

Fight Fakes Without Friction

Why digital identity validation and verification is now a ‘must have’ for merchant fraud orchestration, and key FAQs when considering a provider

Are European Merchants Ready To Take Payments Real-Time?

Europe has yet to exploit the full potential of instant payments, but this is set to change. The Eurosystem and the European Commission (EC) are combining forces to remove barriers and make instant payments available to all, opening up new benefits for merchants across the continent.