Unified payments processing is the solution to banks’ crushing compliance burden

Surging digital payment volumes and related compliance demands are heaping pressure on banks to scale their processing capacity and optimize operations.

Banks are overwhelmed by payments data. Does unified processing offer a lifeline?

The volume of payments data available to banks today has surged almost to the point of overwhelm: it has created as many operational challenges as it has growth opportunities.

More widely available instant payments are coming to Europe: How Banks and PSPs can prepare for IPR

European payments are moving toward significant transformation as the European Parliament and the Council of the European Union (EU) adopted the Instant Payments Regulation (IPR) in February 2024, entering into effect on April 8, 2024.

Los sistemas de pago impulsan la expansión de los pagos inmediatos en Latinoamérica 

Aunque los pagos inmediatos son una realidad desde hace muchos años, no se puede negar que la transformación que supone el “tiempo real” ha despegado en Latinoamérica a un ritmo vertiginoso. No obstante, la tasa de adopción varía enormemente de un país a otro.

SEPA one-leg out SCT Inst (OCT Inst) : a great opportunity for new international services

Payment Service Providers in Europe should start looking at the significant possibilities offered by the newest EPC rulebook on One-Leg Out SCT Inst, to develop new business propositions by providing effective international transaction processing to their retail and corporate customer base.

Historias de éxito de los principales sistemas de pagos inmediatos del mundo

En busca de las ventajas económicas de unos pagos más rápidos y eficaces, la mayoría de los mercados más importantes ya cuentan con sistemas de pagos inmediatos o los están desarrollando, por lo que la atención se está centrando en impulsar su adopción.

Revealed: The Stories Behind the Success of World’s Leading Real-Time Payments Schemes

In search of the economic benefits of faster and more efficient payments, most major markets either already have real-time payment schemes in place or in development, and attention is turning to driving adoption.

How New Zealand’s Banks Can Prepare for Upcoming Account-to-Account Real-Time Payments

Next-generation payment schemes, underpinned by the real-time transfer of funds, have become commonplace around the world. Most major markets are now either live with national account-to-account (A2A) instant payment capabilities or have them in development. And research from ACI and GlobalData forecasts that real-time payments will account for 27.8% of all electronic payments globally by 2027.

5 top payments trends for Brazil in 2023

The real digitization of payments is just starting in Brazil, but 2023 will definitely be a very important year for the country.

How Scale, Simplicity and Flexibility Transforms Payments-as-a-Service

Sam Jawad, ACI’s Executive Vice President and Head of Banks & Intermediaries, explains how managed services for payments have evolved over the past two decades, and how banks can take advantage of the ongoing evolution in cloud architectures.

What Does the Future Digital Payments Ecosystem Look Like?

Across the world, markets are gearing up to change the way they pay. Convenience and speed are key and a huge benefit to customers. To enable the real-time movement of money and support the on-demand economy, there is a need for payments system modernization and this need for real-time modernization is increasing from all corners.

How is the World of Payments Changing and How Can EU Rules and Regulations Respond to These Changes? Insights from Commissioner McGuinness’ Speech

On the 16th of November 2021, Ms. Mairead McGuinness, Commissioner for Financial Services, Financial Stability and Capital Markets Union, gave a speech in Brussels covering the changes taking place in the world of payments, how these might develop and how EU rules and regulations could respond to such changes.