Blog
Top five tips for implementing alternative payment methods
Visa’s service-fee update for utilities: What changes and what doesn’t
The sales that never post: Christian Schönhuth on recovering margin at checkout
Beyond reimbursement: ACI’s Jackie Barwell on stopping APP scams while the money is still in flight
Real-time payments outrun the rules: Craig Ramsey on pay-by-bank and orchestration
Real-time payments are scaling faster than rules. Learn how orchestration, pay-by-bank, and regulation gaps are reshaping bank strategy.
Pay-by-bank, tokenization, and the UK national payments vision: Paul Horlock, Santander UK
Santander’s Paul Horlock on UK payments strategy, pay‑by‑bank, and why programmable money—not rails—will define the next phase of growth.
Bet on what’s new or fix what scales? John Dawson on payments innovation, AI, and trust
Payments are moving faster—but trust must keep up. Learn what leaders must solve around AI accountability, fraud, and payments innovation.
Agentic commerce, AI, and where payments really makes its money: Geoffrey Barraclough
Explore what drives payments revenue today and why AI and agentic commerce aren’t yet delivering at scale.
Catching scams while the call is still live: JT’s Damian Di Carlo on the telco signal banks are missing
Payments miss key fraud signals. Discover how real-time telecom data helps detect and stop scams in progress.
Cards vs pay-by-bank: ACI’s Dean Wallace on why habit and convenience, not disruption, decides who dominates the checkout
Cards still dominate checkout despite pay-by-bank growth. Learn why habit, convenience, and acceptance shape payment choice.
Leadership in an era of transformation
Navigate the future of payments with insights on today’s barriers, leadership strategies, and ecosystem shifts.
Operational resilience in payments: Governance first, automation second
How ACI Worldwide builds resilience across a global payments infrastructure by leading with controls, proving value early, and earning operational trust before scaling.
The real truth about merchant real-time payments
RTP represents the future of payments, even though it is sometimes difficult to see beyond the current dominance of card-based payments.
Unified corporate payments: How banks can win corporate clients with seamless service
On this page Corporate banking is undergoing digital transformation as clients demand faster, simpler, and more integrated services. One critical area of opportunity is corporate payments. Traditionally, companies have navigated a maze of payment types: domestic ACH, international wires via SWIFT, regional systems like SEPA, emerging real-time payments, and more.
More widely available instant payments are coming to Europe: How Banks and PSPs can prepare for IPR
European payments are moving toward significant transformation as the European Parliament and the Council of the European Union (EU) adopted the Instant Payments Regulation (IPR) in February 2024, entering into effect on April 8, 2024.
Banks are overwhelmed by payments data. Does unified processing offer a lifeline?
The volume of payments data available to banks today has surged almost to the point of overwhelm: it has created as many operational challenges as it has growth opportunities.
Unified payments processing is the solution to banks’ crushing compliance burden
Surging digital payment volumes and related compliance demands are heaping pressure on banks to scale their processing capacity and optimize operations.