- Solutions
- Banking
- Payments hubAccept, transform, and transmit any payment, for any purpose, in any form, from any source in real-time, all in one cloud-native platfor
- AcquiringDigital acceptance, merchant management
- IssuingDigital payments and accounts issuing
- Fraud managementReal-time enterprise fraud management
- ATMsSelf-service, omnichannel digital experience
- High value real-time paymentsMulti-bank, multi-currency processing
- Low value real-time paymentsComplete real-time payments processing
- Digital central infrastructureCutting edge real-time payment infrastructures
- NEW Payment Hubs: Why Banks Must Move Forward With Urgency
- Merchant payments
- ACI Payments Orchestration PlatformEnable customer journeys across commerce channels, accept payments, prevent fraud and optimize your payments journey
- In-storeDynamic, modern in-store payments
- eCommerceOnline and mobile payments
- Alternative payment methodsGive more ways to pay
- Value-added servicesEngagement, optimization and reporting
- Fraud managementEnd-to-end fraud orchestration
- Risk, security, and complianceAchieve and maintain compliance
- NEW Datos names ACI Worldwide best-in-class in payments orchestration
- Industries we serve
- Billing and bill payments
- ACI SpeedpayDrive customer satisfaction with the widest range of bill pay options in the industry.
- Bill payment APIs and SDKsOutsource bill payment processing
- Fraud managementAI-based fraud orchestration technology
- Alternative payment methodsGive more ways to pay
- Loan servicingPreferred loan payment options
- Treasury managementStreamline and integrate your back office
- Automated debt collectionImprove your collections process
- Digital walletsManage digital cards and payments
- PCI compliance and securityAchieve and maintain PCI compliance
- Industries We Serve
- Fraud management and payments intelligence
- Fraud managementFraud solutions to minimize risk and prevent fraud
- Fraud management for bankingEnterprise-wide fraud prevention
- Anti-money launderingStay ahead of money-laundering schemes
- Robotic process automationAutomate payment processing operations
- Fraud management in the cloudProtect your business from the cloud
- Fraud management for merchantsProtect payments from end to end
- ChargebacksPrevent chargebacks before they happen
- SCA complianceAchieve and maintain SCA compliance
- Digital identity solutionsConfirm identities with behavioral analytics
CompanyPrime Time for Real-TimeDiscover the Real-Time Landscape in 2024 and Beyond
How are real-time payments redefining the global economy?
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Seven days, seven essential tips for fraud week
The need to democratize AI
Unboxing holiday trends: ACI’s insights on payments and fraud for the golden quarter
The evolution of payments: When size, speed, and change collide
The payment industry has three Rs: Rules, requirements, and regulations
Every child entering primary school learns about the three Rs: reading, writing, and arithmetic. All three are essential for survival in society. The payments market has its own set of three Rs: rules, requirements, and regulations.
More widely available instant payments are coming to Europe: How Banks and PSPs can prepare for IPR
European payments are moving toward significant transformation as the European Parliament and the Council of the European Union (EU) adopted the Instant Payments Regulation (IPR) in February 2024, entering into effect on April 8, 2024.
Banks are overwhelmed by payments data. Does unified processing offer a lifeline?
The volume of payments data available to banks today has surged almost to the point of overwhelm: it has created as many operational challenges as it has growth opportunities.
Unified payments processing is the solution to banks’ crushing compliance burden
Surging digital payment volumes and related compliance demands are heaping pressure on banks to scale their processing capacity and optimize operations.
The 2024 global payments and fintech trends
ACI Worldwide has been supporting real-time payments since 2005, processing hundreds of millions of payments monthly across 26 networks. We provide software solutions to participant banks and central banks, facilitating secure real-time payment processing and offering fraud protection services.
Los sistemas de pago impulsan la expansión de los pagos inmediatos en Latinoamérica
Aunque los pagos inmediatos son una realidad desde hace muchos años, no se puede negar que la transformación que supone el “tiempo real” ha despegado en Latinoamérica a un ritmo vertiginoso. No obstante, la tasa de adopción varía enormemente de un país a otro.
SEPA one-leg out SCT Inst (OCT Inst) : a great opportunity for new international services
Payment Service Providers in Europe should start looking at the significant possibilities offered by the newest EPC rulebook on One-Leg Out SCT Inst, to develop new business propositions by providing effective international transaction processing to their retail and corporate customer base.
Historias de éxito de los principales sistemas de pagos inmediatos del mundo
En busca de las ventajas económicas de unos pagos más rápidos y eficaces, la mayoría de los mercados más importantes ya cuentan con sistemas de pagos inmediatos o los están desarrollando, por lo que la atención se está centrando en impulsar su adopción.
Next-Generation Payments in Aotearoa, New Zealand: A new dawn for growth
The relatively small scale of the Aotearoa market may discourage a high level of capital investment in payments infrastructure seen in markets such as Australia. Yet that shouldn’t be an obstacle to creating a highly resilient, agile, secure, extensible and scalable next-generation payments system.
Revealed: The Stories Behind the Success of World’s Leading Real-Time Payments Schemes
In search of the economic benefits of faster and more efficient payments, most major markets either already have real-time payment schemes in place or in development, and attention is turning to driving adoption.
How New Zealand’s Banks Can Prepare for Upcoming Account-to-Account Real-Time Payments
Next-generation payment schemes, underpinned by the real-time transfer of funds, have become commonplace around the world. Most major markets are now either live with national account-to-account (A2A) instant payment capabilities or have them in development. And research from ACI and GlobalData forecasts that real-time payments will account for 27.8% of all electronic payments globally by 2027.
Five Key Considerations for Next-Generation Payments in Aotearoa New Zealand
For Aotearoa New Zealand, which is just starting out on its next-generation payments journey, those economic benefits could be significant. An independent study by the Centre for Economic and Business Research (Cebr), jointly commissioned by ACI Worldwide and Payments NZ, predicted cost savings for businesses and consumers facilitated by real-time payments of $100 million by 2027 if the country had a real-time payments system by 2025, in a fast-growth scenario.