- Solutions
- Banking
- Payments hubAccept, transform, and transmit any payment, for any purpose, in any form, from any source in real-time, all in one cloud-native platfor
- AcquiringDigital acceptance, merchant management
- IssuingDigital payments and accounts issuing
- Fraud managementReal-time enterprise fraud management
- ATMsSelf-service, omnichannel digital experience
- High value real-time paymentsMulti-bank, multi-currency processing
- Low value real-time paymentsComplete real-time payments processing
- Digital central infrastructureCutting edge real-time payment infrastructures
- NEW Payment Hubs: Why Banks Must Move Forward With Urgency
- Merchant payments
- ACI Payments Orchestration PlatformEnable customer journeys across commerce channels, accept payments, prevent fraud and optimize your payments journey
- In-storeDynamic, modern in-store payments
- eCommerceOnline and mobile payments
- Alternative payment methodsGive more ways to pay
- Value-added servicesEngagement, optimization and reporting
- Fraud managementEnd-to-end fraud orchestration
- Risk, security, and complianceAchieve and maintain compliance
- NEW Datos names ACI Worldwide best-in-class in payments orchestration
- Industries we serve
- Billing and bill payments
- ACI SpeedpayDrive customer satisfaction with the widest range of bill pay options in the industry.
- Bill payment APIs and SDKsOutsource bill payment processing
- Fraud managementAI-based fraud orchestration technology
- Alternative payment methodsGive more ways to pay
- Loan servicingPreferred loan payment options
- Treasury managementStreamline and integrate your back office
- Automated debt collectionImprove your collections process
- Digital walletsManage digital cards and payments
- PCI compliance and securityAchieve and maintain PCI compliance
- Industries We Serve
- Fraud management and payments intelligence
- Fraud managementFraud solutions to minimize risk and prevent fraud
- Fraud management for bankingEnterprise-wide fraud prevention
- Anti-money launderingStay ahead of money-laundering schemes
- Robotic process automationAutomate payment processing operations
- Fraud management in the cloudProtect your business from the cloud
- Fraud management for merchantsProtect payments from end to end
- ChargebacksPrevent chargebacks before they happen
- SCA complianceAchieve and maintain SCA compliance
- Digital identity solutionsConfirm identities with behavioral analytics
- NEW Scamscope fraud report: APP scam trends from around the globe
CompanyPrime Time for Real-TimeDiscover the Real-Time Landscape in 2024 and Beyond
How are real-time payments redefining the global economy?
CustomersPartners
Home
Flexible payment options
One-time, digital, mobile payments and more
Innovative offerings
Complete platform for digital engagement
Vast global network
Largest network of acquirers and alternative payment method providers
Increase acceptance with ACI’s merchant acquirer model
Ensure resiliency, optimize costs and stay ahead of emerging payment types
Maintain acceptance resilience by working with a full global network of acquirers
Reduce transaction costs through automated least cost routing
Accept more alternative payment types to meet expanding consumer expectations
Minimize declined transactions with smart routing to different acquirers
Customize your experience while maintaining compliance
Offer your customers a single, all-in-one solution through ACI’s secure RESTful APIs and SDK
Offer payments flexibility with cards, bank accounts, Apple Pay and Google Wallet options
Customize your collection offer to match your branding
Deliver a complete payments platform to maximize engagement and payments acceptance
Maintain ongoing PCI DSS-compliant payment processing, with ACI handling assessments, SAQ requirements and audits — without additional fees
Manage risk and risk perception
Mitigate risk with a payments solution partner trusted by the IRS, large lenders, global banks and BPO organizations. ACI’s accounts receivable management capabilities offer world-class fraud management empowering your business for:
0.17%
Average Chargeback Rate on transaction volumes of more than one million*
- Fewer chargebacks and uncompleted payments
- Lower cost of collection
- Faster cash flow
- Freedom from compliance gaps
Fully integrate your omni-channel payments hub
Support inbound payments with omni-channel speed and efficiency using ACI Speedpay’s industry aligned payments hub capabilities
Provide advanced reporting and analytic features to drive business success
Secure payments data storage in a client-specific database
Real-time posting to your in-house account management tools
Support merchant acquiring, gateway services, bill presentment, settlement and reconciliation
Collection Agencies
Consumer Finance Collections
Debt Buyers
Government
Healthcare Collections
Student Collections
Subrogation
RELATED SOLUTIONS
Expanding your bill payment capabilities
Send and receive money in real time with ACI Worldwide’s bill payment software solutions
ACI Speedpay
Powerful suite of digital billing, payment, disbursement, and communication services that lowers the cost of presenting and accepting bill payments while delivering industry-leading security
Virtual Collection Agent
An online, 24/7 debt collection service designed to emulate your best collection agents while increasing the overall consistency and efficiency of your debt collection process
Mobile wallet bill presentment and payments platform
Award-winning bill presentment capabilities for your customers’ native digital wallets
Alternative payment methods
Provide customers with more ways to pay their bills online, anytime with Apple Pay, PayPal and Venmo payment options
* ACI customer data
Related Resources
Info Sheet
Billers
ACI Integrated Treasury Management
For many organizations finding it difficult to accept electronic payments, ACI® Client-Funded Integrated Treasury Management™ offers an easy way to receive payments.
Info Sheet
Billers
ACI Speedpay for Accounts Receivable Management
Today’s consumer faces an average of nearly 10 bills per month, making it easy for many to fall behind. This is particularly true during difficult times, such as the COVID-19 pandemic, where financial hardships force bill payers to prioritize which bills to pay — if they’re able to pay at all. ACI Speedpay for Accounts Receivable Management delivers a suite of products to help drive collections and improve engagement.
Trends
Billers
ACI Speedpay Pulse — Auto finance report
Our latest auto financing payment trend report reveals today’s consumer preferences and clear opportunities for lenders to capitalize on the shifting landscape
