ACI Fraud Management for Merchants

Deliver leading performance indicators

Generate more revenue with precise fraud management guaranteed KPIs

Access strategic and dedicated support to scale

Automate large data volumes and enable predictive risk management using advanced AI

Outperform competitors and build resilience

Increase loyalty and trust while reducing customer insults using fraud orchestration

Combat sophisticated fraud with a trusted platform that guarantees performance

Combine multiple scores to understand behavior and increase conversions and acceptance rates

Detect anomalies using a real-time, cloud-based service with AI and machine learning

Enhance payment strategies with support from a dedicated risk optimization team

Utilize a multi-layered comprehensive fraud prevention approach

Balance risk, cost, and user experience

Address fraud threats and increase precision with ACI’s global intelligence

Harness AI to fight the different faces of fraud in real-time – from synthetic identity fraud, bot attacks, and account takeover to friendly fraud.

Automate decision-making and reduce manual intervention
Understand patterns and behaviors to support each decision seamlessly
Leverage your existing data and resources to convert raw data into adaptive, relevant features

Power your payments ecosystem with AI and boost predictability

Fraud costs merchants millions. Stop scammers before they stop you.

Accelerate AI adoption to combat threats in real time
Seamlessly integrate dedicated models that can run in sync
Automate model adjustment without disrupting customer experiences

From data to defense: The role of machine learning in fraud prevention

Built with the next-gen technology: Signals, the payments DNA

In this AI-driven era, organizations must take the lead in establishing trust using precise global intelligence while conforming to rapidly changing compliance regulations.

Boost decision-making transparency using signals
Enable business users with explainable outcomes without requiring the domain expertise
Leverage a diverse library of signals to support scaling strategies while keeping fraud at minimal levels

The future of payments with signals

Enable a 360° transaction overview

With ACI’s unique position in the ecosystem, we build a comprehensive consortium of data and intelligence that boosts acceptance rates and minimizes chargebacks. Benefit from extensive profiling and end-to-end risk mitigation to protect customer relationships. ACI understands each consumer’s identity with real-time signals on a leading platform.

John Lewis partnership delivers frictionless, secure checkout experiences

Trusted partners for compliance conformity

Now is the time for merchants to meet the evolving and stringent compliance requirements of today’s payment systems. Reduce your compliance burden by working with a trusted partner that understands complex regional and global payment requirements.

Protect against malicious software and viruses
Track and monitor access to cardholder data and network resources
Safeguard data in transit by encrypting transmissions across open, public networks

Preparing for PCI DSS v4.0: What you need to know

Stop fraudsters with digital identity services

Fraudsters bet on businesses’ inability to make sense of the many data signals that comprise a customer’s digital identity. The ACI fraud management solution breaks down data silos, utilizing 10,000+ signals from various sources, 8,000+ AI features and 500+ behavior attributes to deliver more accurate, confident decisions.

Explore ACI’s digital identity solution

Sell more, lose less, maximize margins

ACI’s fraud orchestration technology provides easy and accurate fraud detection, real-time decisioning, and strong payment intelligence analytics, so merchants can make better decisions, control costs, and streamline the buying experience.

Implement holistic, real-time fraud operations that guarantee strong conversion, growth, and cost reduction using a single API connection

Protect your business from escalating costs by optimizing operations and offering digital payments

Gain flexibility and scalability to adjust your fraud strategy by payment method, channel, and market in real time

Deliver secure, customer-centric buying experiences that increase conversion rates through real-time fraud prevention

Support revenue generation with advanced analytics that automatically capture fraud signals from multiple data sources

Aegean Airlines denies 97% of confirmed fraud

Stay Secure

ACI’s industry-leading fraud prevention is delivered via a powerful combination of machine learning, predictive and behavioral analytics, positive profiling, customized fraud strategies, and expert support.