- Solutions
- Banking
- Payments hubAccept, transform, and transmit any payment, for any purpose, in any form, from any source in real-time, all in one cloud-native platfor
- AcquiringDigital acceptance, merchant management
- IssuingDigital payments and accounts issuing
- Fraud managementReal-time enterprise fraud management
- ATMsSelf-service, omnichannel digital experience
- High value real-time paymentsMulti-bank, multi-currency processing
- Low value real-time paymentsComplete real-time payments processing
- Digital central infrastructureCutting edge real-time payment infrastructures
- NEW Payment Hubs: Why Banks Must Move Forward With Urgency
- Merchant payments
- ACI Payments Orchestration PlatformEnable customer journeys across commerce channels, accept payments, prevent fraud and optimize your payments journey
- In-storeDynamic, modern in-store payments
- eCommerceOnline and mobile payments
- Alternative payment methodsGive more ways to pay
- Value-added servicesEngagement, optimization and reporting
- Fraud managementEnd-to-end fraud orchestration
- Risk, security, and complianceAchieve and maintain compliance
- NEW Datos names ACI Worldwide best-in-class in payments orchestration
- Industries we serve
- Billing and bill payments
- ACI SpeedpayDrive customer satisfaction with the widest range of bill pay options in the industry.
- Bill payment APIs and SDKsOutsource bill payment processing
- Fraud managementAI-based fraud orchestration technology
- Alternative payment methodsGive more ways to pay
- Loan servicingPreferred loan payment options
- Treasury managementStreamline and integrate your back office
- Automated debt collectionImprove your collections process
- Digital walletsManage digital cards and payments
- PCI compliance and securityAchieve and maintain PCI compliance
- Industries We Serve
- Fraud management and payments intelligence
- Fraud managementFraud solutions to minimize risk and prevent fraud
- Fraud management for bankingEnterprise-wide fraud prevention
- Anti-money launderingStay ahead of money-laundering schemes
- Robotic process automationAutomate payment processing operations
- Fraud management in the cloudProtect your business from the cloud
- Fraud management for merchantsProtect payments from end to end
- ChargebacksPrevent chargebacks before they happen
- SCA complianceAchieve and maintain SCA compliance
- Digital identity solutionsConfirm identities with behavioral analytics
- NEW Scamscope fraud report: APP scam trends from around the globe
CompanyPrime Time for Real-TimeDiscover the Real-Time Landscape in 2024 and Beyond
How are real-time payments redefining the global economy?
CustomersPartners
Home
Quickly comply
Maintain complete and ongoing regulatory compliance with timely delivery of updates to meet mandated go-lives and rationalize cost to operate.
Rapidly connect
Achieve integration with all major cross-border payment clearing and settlement mechanisms — accelerated with cloud deployment.
Seamlessly integrate
Use APIs to quickly connect to all networks, back-office systems and digital channels to manage, leverage and update systems in real-time.
Meet ISO 20022 deadlines
Achieve compliance ahead of the deadline and begin to innovate in new, rich-data standards.
Meet regulation and standards deadlines
Avoid sanctions and fines
Offer revenue-driving, value-added services
Create competitive differentiation
Deliver a superior customer experience with complete, rich data without truncation.
ISO 20022-native solution
Data translation and orchestration
Back-office and digital channel integration
Prepare for real-time and digital payments growth
Leverage a complete, end-to-end solution for real-time and digital payments to prepare for growth in transactions and revenues.
Combine origination, processing, orchestration, clearing and settlement, fraud detection and connectivity capabilities — all on a single platform
Trust in a highly scalable, fault-tolerant, proven solution
RELATED SOLUTIONS
Real-time ready
ACI Worldwide delivers payment solutions that enable banks, merchants and billers to send and receive money in real time.
ACI High Value Real-Time Payments
Gain multi-bank, multi-currency processing capabilities and seamless integration to multiple clearing and settlement mechanisms
ISO 20022
Meet ISO 20022 compliance challenges and migration deadlines, and improve the customer experience for high-value and real-time payments
Anti-money laundering
Strong, advanced AML compliance framework to maintain compliance with international and domestic regulations
ACI Enterprise Payments Platform
Enabling banks, processors, national infrastructures and fintechs to rapidly respond to shifting trends, mandates and new competition across all lines of business and payment types
Related Resources
Resources
Banking
SWIFT gpi: Leveraging Cross-Border Payments for the Real-Time World
SWIFT gpi represents the evolution of business done over the SWIFT network, bringing correspondent banking into the digital era. I’ve covered this topic before, but with gpi now reaching the two-year milestone, it’s a good chance to reassess the progress that has been made – and what is needed to drive further adoption.
Resources
Banking
The Pathway to Global Real-Time Payments: What Will Be the Impact of SWIFT and ISO 20022?
The whole world is moving toward the ISO 20022 standard, and almost in unison. Globally, most major currencies are planning to shift to the new data-rich standard for either high-value payments or immediate payments (high value being global messaging via the SWIFT network or an RTGS scheme).
Resources
Banking
How Can European Banks Meet the ISO 20022 Migration Deadlines for TARGET2 and Swift?
First published in 2004 – and already broadly used in some quarters – ISO 20022 is rapidly set to become the de facto standard for financial messaging around the world, replacing MT messages.
