Digital Identity Solutions

Orchestrate consumer data to establish trust

Real-time fraud prevention technology designed to increase conversion and block savvy fraudsters

Instantly verify identity

Leverage behavioral analytics and user data to verify and ensure legitimate transactions

Detect fraud faster

Utilize more than 10,000 data signals from multiple sources to quickly detect account takeover (ATO) and synthetic ID fraud

Reduce false positives

Minimize user identity vulnerabilities by combining two or more authentication factors

Fundamentals of digital identity services

Digital identification plays a critical role in safer real-time payments. The data is captured, identified and utilized in fraud strategies to reassure merchants that purchases are legitimate. Merchants need this scalable fraud orchestration solution that turns digital identities into a more trustworthy and secure shopper experience.

Establish the accuracy of consumers’ digital identity

ACI’s network intelligence is the largest data network that combines market intelligence, vertical market databases and predictive, behavioral analytics to fit smart decisioning on a global scale.

Leverage a fraud orchestration platform via a single API connection offering digital identity services that help you turn fraud prevention into revenue generation.

Enter new markets, add payment types and accommodate demand surges without additional resources
Automate and streamline processes to lower the total cost of ownership
Gain payment optimization experts to help minimize risk and prevent data privacy regulation penalties
Lower chargebacks and improve accuracy rates using an intelligent decision engine backed with advanced AI machine learning

Trusted identity decisions powered by the most advanced fraud orchestration engine

ACI’s advanced AI uses incremental learning algorithms to outperform traditional machine learning. In addition, our expertise in feature engineering ensures fraud models provide digital identity data in an easily digestible format for high performance, rapid detection and efficiency.

Drive accurate identity authentication decisions that respond to real time threats
Deliver frictionless customer journeys across all geographies and payment types
Detect and protect against account takeover and synthetic identity fraud
Reduce fraud opportunities and costs before they impact your business
Fully scale automated, autonomous models across verticals and merchant types

Confirming Digital Identities With Behavioral Analytics

ACI’s digital identity service is designed to maximize business growth by reducing the threat of ATO and synthetic ID fraud. AI technology helps detect, orchestrate and deliver smart decisioning strategies through user analytics.