Self-learning algorithms that leverage information flows across ACI’s global footprint while complying with PCI DSS v4.0, anti-money laundering (AML), know-your-customer (KYC), and sanction screening
The indispensable role of AI in fighting financial crime and fraud
50%
of all fraud attempts are anticipated to involve AI in 20251
20%
of machine learning models become obsolete if not retrained in 6 months2
$7 Billion
in bank fines due to inconsistent model training for AML/KYC3
Eliminate manual retraining
Self-learning AI-powered technology, or auto-model refresh, removes the need for manual model training by recommending payment system updates based on existing models, data drift, performance degradation, or scheduled intervals.
ACI’s auto-model refreshes continually, updating machine learning models, minimizing degradation, speeding up time to market, and enhancing adaptability while optimizing costs.
As the world undergoes a technological shift, harnessing artificial intelligence, including machine learning, to prevent threats is essential. Democratizing data and making intelligence accessible is crucial for creating a secure payments journey.
Build an intelligent framework for real-time decisioning with little to no human intervention
Reclaim valuable hours to focus on other critical projects
Prevent financial crimes across all digital channels
Promote transparency and reduce customer insults
Gain a futuristic roadmap that serves strategic objectives and market developments
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Simplify decision-making
ACI’s model generator transforms decision-making by empowering users to deploy complex models with a simple query, reducing data science resource requirements and combating nuanced fraud threats. This frees data scientists and engineers time to work on model development, deployment, and enhanced security screening.
“A key attribute of the ACI solution is the ability to address not just payments, but also fraud, complex routing, and other business challenges by combining data with advanced AI and ML tools. ACI has earned its reputation for delivering innovative solutions that solve complex problems for large, global enterprise providers.”
We partner directly with industry-leading cloud providers to deliver a solution specifically designed for seamless functionality, unparalleled flexibility, and rock-solid resilience.
By leveraging your payments data more effectively, you can lower transaction fees, enhance customer experiences, streamline recurring payments, and achieve faster processing — all while deploying on-premises, in the cloud, or using ACI’s hosted services.
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For Developers
Code for the future
Innovate, prototype, and test — our extensive API library, intuitive tools, and comprehensive documentation make it easy. Modernize faster by leveraging AI to translate millions of lines of limited and unsupported legacy code into new code. Designed with developers in mind, our unified platform streamlines integration, while our developer portal gives your team the tools they need to bring new ideas to life.
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Learn about our additional solution capabilities.
Fraud management
Deliver precise, actionable payments intelligence to mitigate threats without additional costs
Effortlessly stay ahead of real-time fraud with a fully managed, automated fraud scoring service driven by ACI’s patented incremental learning capabilities deployed in the Microsoft Azure public cloud
Proprietary technology that enables banks, processors, acquirers and networks to securely share and consume industry-wide fraud signals to feed their machine learning models
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