Combine card and account to account payments under a single platform with a unified UI, offering your customers a harmonized solution to enhance operations and propel innovation. Backed by ACI’s 50 years of experience, advanced technology, and expansive network, the cloud-native, flexible hub empowers you to drive growth and optimize operations.
One place for all your payments
Use a single, secure, cloud-native platform to eliminate silos, free up resources, and leverage unmatched holistic data to support compliance.
Operate and innovate simultaneously
A powerful vehicle for constant innovation, faster time-to-market, and worry-free compliance. The modular design enhances strategic decision-making and fraud management — all with nearly zero unplanned downtime.
The future of unified, intelligent cloud-based payments orchestration is here
Support all payments with built-in compliance — today and in the future
Our platform allows you to centralize all payment data enabling you to quickly react to market changes and the ability to adopt new payment types, rules, and regulations. We help you ensure conformity during funds and data movement, delivering automated compliance that easily adapts to changing operating standards.
The flexibility you want with the security you need
With new regulations and operational best practices increasing the focus on system resilience you can run a multi-tenant cloud strategy using a single, secure platform that adapts in real time to increased process volumes, maintains reliability, and can integrate outside services without extensive downtime. Maximize your cloud transition to reduce infrastructure costs and improve operational efficiency.
Defeat fraud and drive innovation with AI-enabled payments intelligence
With centralized payment data, you get unparalleled access to payment information for fraud and operational monitoring. Automatically flag fraudulent activity through advanced AI and machine learning algorithms, payments intelligence, and real-time data analysis.
Move forward confidently with zero unplanned downtime
For over 50 years, ACI’s unrivaled expertise and proven methods have ensured resilience when scaling, through operations, and during transition. Gain a trusted partner in payments technology to operate without disruption so you can focus on growth.
Brought to you by the trusted leader in global payments technology
Innovation is in our DNA
As the payments ecosystem rapidly evolves, complex payment challenges arise. Will your systems be able to keep up with regulatory and consumer demands now and in the future?
As the original innovator in global payments technology, ACI develops transformative solutions that directly address the complexities of payments with a secure, cloud-based infrastructure and a modular, microservices-enabled solution. Unify your payments and reduce friction to deliver seamless experiences for a competitive edge.
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Take control of your payments with the platform that does it all
Acquiring
Build and scale end-to-end payments from instant onboarding to global payouts. Increase revenue, manage risk, and reduce operational costs with a simple, secure solution.
Streamline payments with a single issuing platform for all payment types, backed by cutting-edge security, cloud-ready technology and multi-language, currency, and institution capabilities.
Protect your customers and your business by harnessing the power of AI and payments intelligence to stay ahead of ever-evolving fraud schemes and proactively respond to emerging threats.
Whether high value, low value, or real-time, seamlessly integrate with multiple clearing and settlement mechanisms and access multi-bank, multi-currency payment processing with ACI’s global payments engine.
Deliver the rich, omnichannel digital self-service experiences your customers are seeking while reducing infrastructure and operating costs through end-to-end ATM software.
Built cloud-native in direct partnership with today’s most innovative providers
We partner directly with industry-leading cloud providers to deliver a solution specifically designed for seamless functionality, unparalleled flexibility, and rock-solid resilience.
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For Developers
Code for the future
Innovate, prototype, and test — our extensive API library, intuitive tools, and comprehensive documentation make it easy. Modernize faster by leveraging AI to translate millions of lines of limited and unsupported legacy code into new code. Designed with developers in mind, our unified platform streamlines integration, while our developer portal gives your team the tools they need to bring new ideas to life.
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Frequently asked questions
Payments hubs have been talked about for 20 years. What makes this different?
The technologies and standards used to build a secure, scalable payments hub have matured significantly in the last few years. These recent advancements have made the scale, security, and resilience of a centralized payments capability possible, ushering in a new era in payments.
What are the benefits of a payments hub?
By centralizing payment flows, a payment hub delivers meaningful insights — insights you can use to determine which new products to launch, detect fraud threats, reduce operational costs, and increase efficiency. You can build the business case for a payments hub from many angles — and we’d be happy to help you build yours.
What capabilities are included in the payments hub?
The ACI payments hub is built to process any payment type originating from any endpoint and leverages capabilities from across our ecosystem, including BASE24-eps, Postilion, and EPP. This ensures that any existing ACI customer will have the same processing power they currently have in the payments hub, as well.
Start your payments transformation journey
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