- Solutions
- Banking
- Payments hubAccept, transform, and transmit any payment, for any purpose, in any form, from any source in real-time, all in one cloud-native platfor
- AcquiringDigital acceptance, merchant management
- IssuingDigital payments and accounts issuing
- Fraud managementReal-time enterprise fraud management
- ATMsSelf-service, omnichannel digital experience
- High value real-time paymentsMulti-bank, multi-currency processing
- Low value real-time paymentsComplete real-time payments processing
- Digital central infrastructureCutting edge real-time payment infrastructures
- NEW Payment Hubs: Why Banks Must Move Forward With Urgency
- Merchant payments
- ACI Payments Orchestration PlatformEnable customer journeys across commerce channels, accept payments, prevent fraud and optimize your payments journey
- In-storeDynamic, modern in-store payments
- eCommerceOnline and mobile payments
- Alternative payment methodsGive more ways to pay
- Value-added servicesEngagement, optimization and reporting
- Fraud managementEnd-to-end fraud orchestration
- Risk, security, and complianceAchieve and maintain compliance
- NEW Datos names ACI Worldwide best-in-class in payments orchestration
- Industries we serve
- Billing and bill payments
- ACI SpeedpayDrive customer satisfaction with the widest range of bill pay options in the industry.
- Bill payment APIs and SDKsOutsource bill payment processing
- Fraud managementAI-based fraud orchestration technology
- Alternative payment methodsGive more ways to pay
- Loan servicingPreferred loan payment options
- Treasury managementStreamline and integrate your back office
- Automated debt collectionImprove your collections process
- Digital walletsManage digital cards and payments
- PCI compliance and securityAchieve and maintain PCI compliance
- Industries We Serve
- Fraud management and payments intelligence
- Fraud managementFraud solutions to minimize risk and prevent fraud
- Fraud management for bankingEnterprise-wide fraud prevention
- Anti-money launderingStay ahead of money-laundering schemes
- Robotic process automationAutomate payment processing operations
- Fraud management in the cloudProtect your business from the cloud
- Fraud management for merchantsProtect payments from end to end
- ChargebacksPrevent chargebacks before they happen
- SCA complianceAchieve and maintain SCA compliance
- Digital identity solutionsConfirm identities with behavioral analytics
- NEW Scamscope fraud report: APP scam trends from around the globe
CompanyPrime Time for Real-TimeDiscover the Real-Time Landscape in 2024 and Beyond
How are real-time payments redefining the global economy?
CustomersPartners
Home
Cloud Network Solution digital background. Cyber Security and Cloud Technology Concept 
Flexibility
Process all current and emerging digital payment types from a single solution.
Reliable
Guarantee real-time reliability and availability for any payment types
Continuity
Deploy real-time balance capabilities to better serve customers without disrupting legacy systems
High-volume payment processing
Manage all payment types, including alternative and instant payments alongside cards and virtual instruments, from a single solution.
- Manage cards and token-based digital payments
- Enable consumer payment processing for online transactions
- Converge cards and real-time payments to support digital innovation
- Guarantee real-time reliability and availability for any payment type
- Manage ATMs and digital banking channels, including emerging open banking trends
- Enable comprehensive, real-time fraud detection
- Lower total cost of ownership for current and future payment needs, card or non-card, and real-time transactions
Prepare for real-time open banking
Take consumer payment processing and acquiring beyond cards and deliver real-time payment experiences for customers while protecting against fraud.
Enable real-time payments and fraud prevention in advance of a new network being ready, placing you a step ahead of the competition
Extend the value of your payment processing with real-time and open banking capabilities
Deploy real-time balance capabilities to better serve customers without disrupting legacy systems
Leverage our experience powering real-time schemes worldwide
Benefit from flexible deployment options
Choose between a licensed or SaaS model — or a hybrid approach — based on your business needs.
- Deploy SaaS in ACI’s data centers for customers in the U.K., U.S. and Europe
- Lower operational costs via economies of scale and a shared access approach
- Leverage SaaS offerings via the public cloud to increase speed of implementation
- Meet peak volumes and save on costs with dynamic elasticity
- Accelerate innovation through continuous implementation and development
- Enhance collaboration between IT, DevOps, and third-party fintechs and partners
- Ensure high availability, scalability and security through proven performance
Transform legacy systems into next-gen technology
Combine features and functionalities of current systems and next-generation technologies in a coexistence environment
Continue business as usual while adding new services and innovating in a protected environment
Meet authentication and regulatory requirements
Transform your legacy systems at your own pace
Driving payments forward
ACI employees are part of several boards and industry groups, helping to influence and guide the payments industry as it evolves. Through our participation in these industry groups, we work with top payment players to create more targeted solutions that drive sales, ease new business and create a better payments ecosystem for all. ACI is a proud member of the following and many more organizations:
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Explore related ACI Worldwide solutions to ensure your ongoing business success.
ACI Enterprise Payments Platform
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Digital overlay services
Gain full value from your digital payments solution, drive new revenues and rapidly bring innovative payment offerings and value-added services to market
ISO 20022
Meet ISO 20022 compliance challenges and migration deadlines, and improve the customer experience for high-value and real-time payments
Payment testing (ASSET)
Simulate and test all elements of the underlying payments infrastructure to ensure reliable and error-free payment systems
ACI Payments Monitoring
Integrated suite of advanced software products that provides in-depth monitoring and analysis of your payments transactions, applications and infrastructure
Related Resources
Info Sheet
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Where banks win with BASE24-eps
BASE24-eps integrates multiple payment channels into a single processing platform and is the backbone of ACI’s acquiring, Issuing, and ATM Acquiring solutions. It has evolved to accommodate new payment types and leverage cloud-native architectures.
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Real-Time Payments: Economic Impact and Financial Inclusion – Executive Summary
Instant payments drive financial inclusion and change lives by creating a path for financial institutions to serve hundreds of millions of new customers. By allowing for the transfer of money between consumers and businesses within seconds rather than days, real-time payments improve overall market efficiencies in the economy resulting in substantial net savings for consumers and businesses.
Trends
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Real-Time Payments: Economic Impact and Financial Inclusion Report
Unravel the complexities of payments modernization to spotlight the opportunities for the governments and banks charting the path forward for real-time adoption
