- Solutions
- Banking
- Enterprise Payments PlatformRapidly respond to shifting trends, regulatory requirements and new competition with a flexibly deployed payments platform.
- AcquiringDigital acceptance, merchant management
- IssuingDigital payments and accounts issuing
- Fraud ManagementReal-time enterprise fraud management
- ATMsSelf-service, omnichannel digital experience
- High Value Real-Time PaymentsMulti-bank, multi-currency processing
- Low Value Real-Time PaymentsComplete real-time payments processing
- Digital Central InfrastructureCutting edge real-time payment infrastructures
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- Merchant Payments
- ACI Payments Orchestration PlatformEnable customer journeys across commerce channels, accept payments, prevent fraud and optimize your payments journey
- In-StoreDynamic, modern in-store payments
- eCommerceOnline and mobile payments
- Alternative Payment MethodsGive more ways to pay
- Value-Added ServicesEngagement, optimization and reporting
- Fraud ManagementEnd-to-end fraud orchestration
- Risk, Security and ComplianceAchieve and maintain compliance
- Industries We Serve
- Billing and Bill Payments
- ACI SpeedpayDrive customer satisfaction with the widest range of bill pay options in the industry.
- Bill Payment APIs and SDKsOutsource bill payment processing
- Fraud ManagementAI-based fraud orchestration technology
- Alternative Payment MethodsGive more ways to pay
- Loan ServicingPreferred loan payment options
- Treasury ManagementStreamline and integrate your back office
- Automated Debt CollectionImprove your collections process
- Digital WalletsManage digital cards and payments
- PCI Compliance and SecurityAchieve and maintain PCI compliance
- Industries We Serve
- Fraud Management and Payments Intelligence
- Fraud ManagementFraud solutions to minimize risk and prevent fraud
- Fraud Management for BankingEnterprise-wide fraud prevention
- Anti-Money LaunderingStay ahead of money-laundering schemes
- Robotic Process AutomationAutomate payment processing operations
- Fraud Management in the CloudProtect your business from the cloud
- Fraud Management for MerchantsProtect payments from end to end
- ChargebacksPrevent chargebacks before they happen
- SCA ComplianceAchieve and maintain SCA compliance
- Digital Identity SolutionsConfirm identities with behavioral analytics
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Partnerships
ACI Worldwide and STET
STET collaborates to drive European instant payments adoption
This partnership facilitates faster adoption of instant payments while enhancing customer experience. Currently, 50 million instant cross-border payments are processed by STET and ACI Worldwide.1
STET and ACI Worldwide have been working together since 2017, offering banks and payment service providers (PSP) across Europe a seamless, end-to-end solution for the Single Euro Payments Area (SEPA) Instant Credit Transfer (SCT Inst) scheme, thus facilitating the transfer and settlement of instant payments with full pan-European reachability and contributing to making instant payments a strong foundation towards a unified European payment means. STET’s platform uses ACI Low Value Real-Time Payments in a SaaS environment, offering sophisticated routing and processing capabilities to enable its 20 member banks to connect directly to the European schemes, TIPS and RT1, hence providing full pan-European reachability and interoperability for instant payments.
See how an end-to-end instant payments solution featuring accelerated go-to-market timing lowers the cost of infrastructure investment.
Align with ACI and the largest clearing system in Europe
ACI currently powers 26 domestic and pan-regional instant payment schemes across six continents – including 10 central infrastructures – providing solutions to central banks, participant banks, fintechs, and other payment service providers. Globally, ACI covers approximately one-third of the countries that offer instant payment services, reaching about 3 billion people served by various organizations, including central governments, payment networks, banks, financial institutions, and fintech companies.
The collaboration between Europe’s leading payments processor STET and ACI Worldwide, a leading global provider of real-time payments software, means financial institutions and PSPs can go to market faster with an existing payment switch and pre-integrated gateway solution for cloud and on-premises deployment options.
- 30 billion transactions annually handled by STET
- 100% of French and Belgian banks served by STET
- 25 billion Euros per day handled by STET
