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- Banking
- Payments hubAccept, transform, and transmit any payment, for any purpose, in any form, from any source in real-time, all in one cloud-native platfor
- AcquiringDigital acceptance, merchant management
- IssuingDigital payments and accounts issuing
- Fraud managementReal-time enterprise fraud management
- ATMsSelf-service, omnichannel digital experience
- High value real-time paymentsMulti-bank, multi-currency processing
- Low value real-time paymentsComplete real-time payments processing
- Digital central infrastructureCutting edge real-time payment infrastructures
- NEW Payment Hubs: Why Banks Must Move Forward With Urgency
- Merchant payments
- ACI Payments Orchestration PlatformEnable customer journeys across commerce channels, accept payments, prevent fraud and optimize your payments journey
- In-storeDynamic, modern in-store payments
- eCommerceOnline and mobile payments
- Alternative payment methodsGive more ways to pay
- Value-added servicesEngagement, optimization and reporting
- Fraud managementEnd-to-end fraud orchestration
- Risk, security, and complianceAchieve and maintain compliance
- NEW Datos names ACI Worldwide best-in-class in payments orchestration
- Industries we serve
- Billing and bill payments
- ACI SpeedpayDrive customer satisfaction with the widest range of bill pay options in the industry.
- Bill payment APIs and SDKsOutsource bill payment processing
- Fraud managementAI-based fraud orchestration technology
- Alternative payment methodsGive more ways to pay
- Loan servicingPreferred loan payment options
- Treasury managementStreamline and integrate your back office
- Automated debt collectionImprove your collections process
- Digital walletsManage digital cards and payments
- PCI compliance and securityAchieve and maintain PCI compliance
- Industries We Serve
- Fraud management and payments intelligence
- Fraud managementFraud solutions to minimize risk and prevent fraud
- Fraud management for bankingEnterprise-wide fraud prevention
- Anti-money launderingStay ahead of money-laundering schemes
- Robotic process automationAutomate payment processing operations
- Fraud management in the cloudProtect your business from the cloud
- Fraud management for merchantsProtect payments from end to end
- ChargebacksPrevent chargebacks before they happen
- SCA complianceAchieve and maintain SCA compliance
- Digital identity solutionsConfirm identities with behavioral analytics
- NEW Scamscope fraud report: APP scam trends from around the globe
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Expert Report
Unwrap holiday checkout trends
Dedicated to helping you succeed during the holiday season
See what’s inside
- H1 2024 vs. H1 2023 transactional data
- Key intelligent payments and fraud orchestration strategies you can use now
- Regional outlooks
- 3 topline predictions
- 5 big seasonal trends
- And much more…
Consumers are on the hunt for a good deal this holiday season — Are you getting their attention?
The holiday season is a critical time for merchants, with the golden quarter offering unparalleled opportunities for sales growth. Our 2024 Holiday Report, based on real-life global transaction data, provides valuable insights into transaction growth, payment preferences, and fraud rates.
ACI’s holiday report offers a unique analysis and expert insights that reveal areas of transactional growth, fraud threats, sector performance and four consumer behaviors impacting payment trends.
Key Predictions*
13%
increase in Q3 2024 preholiday sales vs. Q3 2023
209%
increase in digital wallet use vs. H1 2023
237%
increase in Buy Now, Pay Later (BNPL) H1 2024 vs. H1 2023
>1800%
average cost of synthetic identity fraud
Reap higher seasonal rewards
ACI helps merchants increase seasonal sales and prevent real-time fraud with trusted solutions.
ACI Fraud Management
An AI-enabled solution orchestrating 10,000+ data points, identifying a transaction’s real identity and exceeding market averages to ensure merchants sell more, lose less and maximize margins
Digital Identity Services
Monitor and identify consumers’ behavior to eliminate behavioral anomalies, verify device identity and optimize conversion rates at checkout
ACI Payments Orchestration Platform
Enable customer journeys across commerce channels, accept payments, prevent fraud and optimize your payments journey with ACI’s true payments orchestration platform
Lifting the lid off consumer expectations
Get everything you need to keep payments shining this season — all wrapped up
and ready to go.
*ACI payments intelligence data